Affirm helps you say yes without giving up financial control
Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Buying with Affirm is simple
Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR.
1. Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose How to Pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay Over Time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents. Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Frequently Asked Questions
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before payments are due.
Yes-you can return an item you bought with Affirm by initiating the return process with the store.
No — your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.